Services
Holistic Solutions
Your Team of Professionals look at your entire financial picture to develop holistic solutions that go beyond investment management
Exceptional planning accounts for every possible aspect of your financial future. Creating a well-defined tax-smart financial plan is the key determinant to achieving your financial goals.
You and Your Financial Advisor work together to systematically address these 10 key wealthcare issues.
Retirement Planning
Develop realistic retirement goals
Create a Goals-Based Financial Plan
Income Projection Analysis
Review "What if" Scenarios for Retirement
Distribution and IRA Rollover Planning
Social Security Strategies
Medicare Planning
Investment Management
Integrated Asset Allocation and Portfolio Design
Customized Low Cost & Tax - Efficient Investment Strategies
Diversification Strategies
Tax - Loss Harvesting
Investment Planning based on your unique risk profile
Alternative Investments
Tax Planning
Income Tax and Estate Tax Planning
Tax - Optimized Investing
Tax Diversification (taxable, pre-tax, Roth, after-tax)
Roth Conversion Analysis
Charitable Planning
Trust Services
Tax filing Status
Stock Liquidation Analysis
NUA Planning (Net Unrealized Appreciation)
Annual Tax Planning and Reduction Strategies
Annual Tax Preparation or Return Review
Partnership with a CPA/Accountant
Family Risk Management (Insurance Planning and Asset Preservation)
Long-Term Care Insurance
Disability Protection
Life Insurance Analysis and Design
Income Replacement
Creditor Protection
Cashflow and Debt Management
Creditor Protection
Efficient Credit Management
Budgeting and Cashflow Analysis
Liability Analysis (what you owe)
Real Estate Purchase
Lines of Credit - HELOC
Mortgage Needs
Planning for Parent's Cost of Care/Eldercare
Helping Children Budget and Mortgage needs
Legacy and Estate Planning
Wealth Transfer and Tax Reduction
Charitable Gifting
Trust Services
Asset Ownership and Titling
Succession Planning
Family Gifting Strategies
Longevity Planning
Estate Documents Review
Partnership with Estate Planning Attorney
Business Planning
Business Succession Planning
Buy - Sell Agreements
Qualified Plan Design and Compliance
Non-Qualified Retirement Plans
Key Employee Retention
Education Planning
Coverdell Education Saving Accounts
529 College Savings Plans
UGMA/UTMA accounts
Trust Services
Student Loan Needs and Analysis
Special Situations
Divorce
Incapacitation and Control of Assets
Special Needs Beneficiaries
Financial Planning for recent widows
Ongoing Service and Review
Annual Review or as needed
Update Financial Plan for recent family and lifestyle changes
Periodic Service calls
Invitations to client events and educational seminars
and as always, we are a phone call away